Personalized Financing Options
Available Financing Options:
Financing with Partner Banks: Dream International has partnerships with various banks and financial institutions, offering customers a variety of financing options with competitive rates and flexible conditions.
Customer Choice: Customers have the freedom to choose the bank or financial institution of their preference to finance the vehicle purchase, as long as it complies with Dream International's policies.
Buy Here Pay Here: The company offers the "buy here pay here" financing option, allowing customers to buy and finance the vehicle directly with Dream International, streamlining the credit approval process.
Direct Financing by Dream: In addition to traditional options, customers have the possibility of financing directly with Dream International, subject to credit evaluation and approval.
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Requirements for Obtaining Financing:
Credit Check: Customers will undergo a credit check to determine their eligibility for financing and applicable conditions.
Income Verification: Customers must provide adequate income documentation to demonstrate their ability to pay the financing installments.
Down Payment: A down payment may be required for the vehicle purchase, depending on Dream International's policies and financing conditions.
Terms and Conditions:
Interest Rates: Applicable interest rates will be determined based on the customer's credit profile and current market conditions.
Payment Terms: Customers will have the option to choose from different payment terms, allowing greater flexibility to tailor the financing to their financial needs.
Insurance: Customers will be required to maintain comprehensive auto insurance during the financing period to protect the vehicle and ensure compliance with contractual obligations.
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Guarantees and Protections:
Vehicle Guarantees: The purchased vehicle will serve as collateral for the financing, subject to specific contract terms and conditions.
Consumer Protection: Dream International is committed to complying with all applicable consumer protection laws and regulations, ensuring transparency and fairness in the financing process.
Customer Counseling
:Clarification of Doubts: Dream International's sales team will be available to provide guidance and clarify customers' doubts about the available financing options.
Financial Education: The company may offer resources and educational materials to help customers better understand the terms and responsibilities of automotive financing.
This financing policy for Dream International customers aims to provide a transparent and accessible experience for those looking to purchase a vehicle, ensuring compliance with relevant laws and regulations in Florida.​​